WEBSITE DISCLAIMER & PRIVACY NOTICE

1. GENERAL DISCLAIMER

1.1 Information Accuracy

The information provided on this website is for general informational purposes only. While we strive to keep the information up-to-date and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the website or the information, products, services, or related graphics contained on the website.

1.2 No Professional Advice

The content on this website does not constitute professional advice. You should not rely solely on this information for making decisions. Before making any decision or taking any action that might affect your personal or business interests, you should consult a qualified professional advisor.

1.3 Use at Your Own Risk

Any reliance you place on information from this website is strictly at your own risk. We will not be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

1.4 External Links

This website may contain links to external websites that are not under our control. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

1.5 Website Availability

We make every effort to keep the website running smoothly. However, we take no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

2. LIMITATION OF LIABILITY

3. DATA PROTECTION & PRIVACY (GDPR COMPLIANCE)

3.1 Data Controller Information

3.2 Legal Basis for Processing

We process personal data based on the following legal grounds:

• Consent: You have given clear consent for us to process your personal data
• Contract: Processing is necessary for a contract we have with you
• Legal Obligation: Processing is necessary to comply with the law
• Legitimate Interests: Processing is necessary for our legitimate interests or those of a third party

3.3 Types of Data We Collect

We may collect and process the following data:

• Personal Identification Information: Name, email address, phone number, postal address
• Technical Data: IP address, browser type and version, time zone setting, browser plug-in types, operating system
• Usage Data: Information about how you use our website, products, and services
• Marketing and Communications Data: Your preferences in receiving marketing from us

3.4 How We Collect Data

We collect data through:

• Direct interactions (forms, correspondence)
• Automated technologies (cookies, server logs)
• Third parties or publicly available sources

3.5 How We Use Your Data

We use your personal data for:

• Providing and managing our services
• Processing your requests and transactions
• Sending administrative information
• Marketing communications (with your consent)
• Website improvement and analytics
• Legal compliance and protection of our rights

3.6 Data Retention

We retain personal data only for as long as necessary to fulfill the purposes for which it was collected, including satisfying any legal, accounting, or reporting requirements. Typical retention periods:

• Customer data: 7 years after last interaction
• Marketing data: 3 years or until consent withdrawn
• Technical data: 12 months

3.7 Your Rights Under GDPR

As an EU data subject, you have the following rights:

3.8 International Data Transfers

If we transfer your data outside the European Economic Area (EEA), we ensure appropriate safeguards are in place:

• Standard Contractual Clauses approved by the European Commission
• Adequacy decisions
• Your explicit consent

3.9 Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized or unlawful processing, accidental loss, destruction, or damage. These measures include:

• Encryption of data in transit and at rest
• Regular security assessments
• Limited access controls
• Employee training on data protection

3.10 Cookies Policy

Our website uses cookies to:

• Remember your preferences
• Understand how you use our website
• Improve your user experience

Types of Cookies We Use:

• Essential Cookies: Required for website operation
• Analytics Cookies: Help us understand website usage
• Functional Cookies: Remember your preferences
• Marketing Cookies: Used to deliver relevant advertisements

You can control cookies through your browser settings. However, disabling cookies may affect website functionality.

3.11 Third-Party Data Sharing

We may share your data with:

• Service providers (hosting, analytics, payment processing)
• Professional advisors (lawyers, accountants, insurers)
• Government authorities when required by law
• Business partners with your consent

We require all third parties to respect your data security and process it in accordance with the law.

3.12 Children's Privacy

Our website is not intended for children under 16 years of age. We do not knowingly collect personal data from children under 16. If you become aware that a child has provided us with personal data, please contact us.

3.13 Data Breach Notification

In the event of a personal data breach, we will:

• Notify the relevant supervisory authority within 72 hours
• Notify affected individuals without undue delay if the breach is likely to result in high risk to their rights and freedoms

4. CONTACT INFORMATION

For any questions regarding this disclaimer or our privacy practices:

5. UPDATES TO THIS NOTICE

We may update this disclaimer and privacy notice from time to time. The updated version will be indicated by an updated "Last Updated" date. We encourage you to review this page periodically for any changes.

6. GOVERNING LAW

This disclaimer is governed by and construed in accordance with applicable laws, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.